Ride-sharing services such as Uber and Lyft are very popular in North Las Vegas. These services provide an easy way to get around the city and its surrounding areas, and they are often more affordable than traditional taxi services. Unfortunately, as the popularity of these services has increased so too, have accidents involving them. The aftermath of any car accident can be confusing, but the days and weeks following an Uber or Lyft accident are particularly complex. Our North Las Vegas Uber and Lyft accident lawyer can help you make sense of it all so you obtain the full compensation you deserve.
Insurance Issues After an Uber or Lyft Accident
Insurance can always become complicated after a car accident, but this is particularly true after an Uber or Lyft accident. While these companies do provide insurance to accident victims, the amount offered will depend on what the ride-sharing driver was doing at the time of the crash. The timeframes of these drivers is divided into three different categories and these are as follows:
- Stage One: While in this stage, the ride-share driver does not have the app turned on and is not available to provide rides. If the ride-share driver causes an accident during this phase, victims must pursue a claim through the driver’s own private insurance policy.
- Stage Two: When a ride-share driver is available for rides and is logged into the app, but has not yet picked up a passenger, they are in stage two. If the ride-share driver causes an accident during this phase, Uber and Lyft both offer $50,000 in liability insurance per person or $100,000 in liability insurance per accident.
- Stage Three: During stage three, the ride-share driver is about to pick up a passenger, or they already have and they are on their way to the destination. If the driver causes an accident during this phase, Uber and Lyft will both offer up to $1 million in liability insurance.
It is important that you do not simply rely on the insurance provided by Uber and Lyft. These companies will fight accident claims in a number of ways. For example, they may argue that the driver did not have the app turned on, even when that is not the case.
How Long to File a Claim After an Uber or Lyft Accident
While you can likely file a claim for compensation after an Uber or Lyft accident, you only have a limited amount of time to do so. Under state law, accident victims typically have two years from the date of the accident to file their claim. Although there are some exceptions to this, they are very limited. A North Las Vegas Uber and Lyft accident lawyer can advise on the amount of time you have to file, and make sure your claim is filed on time.
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