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Structured Settlement: A Comprehensive Guide 2024

Updated:
09.04.24
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Structured settlements offer a proven approach to resolving legal disputes by providing the plaintiff with a steady income stream over time. With structured payments, recipients can manage their finances more effectively, ensuring sustained support for medical expenses, living costs, and other needs. 

Understanding how structured settlements work can empower you to make informed decisions that align with your financial goals and needs.

Are you considering a structured settlement in Las Vegas, NV? Consult a Las Vegas personal injury attorney at Cameron Law for guidance on securing your financial future. Contact us today to discuss your personal injury case and explore your options with confidence.

What Is a Structured Settlement?

A structured settlement is a financial arrangement in which a plaintiff or claimant receives compensation in periodic payments rather than as a single lump sum.

This option provides the recipient with a predictable stream of income over time, typically tax-free. It is often used in personal injury, wrongful death, or workers’ compensation cases.

By negotiating a structured settlement, the recipient can avoid the potential pitfalls of managing a large sum of money all at once. The income stream provides them with long-term financial stability and allows them to meet their ongoing needs.

How Does a Structured Settlement Work?

Structured settlements are established through a detailed agreement between the plaintiff and defendant. Both parties negotiate the terms, specifying the schedule and duration of payments.

The defendant then funds the settlement by either making periodic payments directly or purchasing an annuity from an insurance company. Annuities, which are the more common option, guarantee future payments to the plaintiff according to the agreed-upon terms.

Structured settlements provide financial security by ensuring the plaintiff has access to a steady income stream, which can be especially valuable for personal injury victims who can no longer work. This approach offers stability and avoids the risks associated with managing a large lump sum, providing peace of mind to the recipient over an extended period.

What Are the Types of Cases that Result in Structured Settlements?

Structured settlements are frequently employed in cases involving accidents resulting in physical harm, such as car crashes, slip and fall accidents, or workplace injuries. They are also common in medical malpractice suits where patients have suffered injuries due to negligence or errors by healthcare providers.

Additionally, structured settlements are often negotiated in wrongful death cases, offering financial support to families who have lost loved ones due to the misconduct or negligence of others.

These settlements may also result from other tort claims, including those related to product liability, where injuries stem from defective products, and premises liability claims for accidents occurring on someone else's property.

The Structured Settlement Process in Las Vegas

The structured settlement process typically unfolds in several steps.

First, an individual who has suffered harm files a claim against a responsible party, which leads to negotiations for compensation. If the claimant is successful, the compensation is structured into periodic payments as part of an agreement tailored to their needs.

Upon agreeing to the structured settlement, the claimant releases the defendant from further liability related to the incident. The defendant then funds the settlement, either through direct payments or by purchasing an annuity.

Opting for an annuity benefits both parties: the plaintiff gains assurance of continuous payments regardless of the defendant’s financial situation, while the defendant resolves the financial obligation and moves forward from the legal matter.

Payout Options for Settlements: Lump Sum vs. Periodic Payments

Payout options for settlements can be tailored to meet the financial needs and preferences of the plaintiff and the defendant. They are often a crucial point of settlement negotiations.

All structured settlement annuities should provide a steady stream of income over time. However, the arrangement and funding of these settlements vary. These are some potential options:

  • Large Initial Payment Followed by Smaller Periodic Payments: Beneficial for addressing immediate financial needs like medical bills, this option provides a lump sum followed by regular smaller payments.
  • Increasing Payments: Structured settlements can start with lower initial payments that gradually increase over time to accommodate evolving financial needs or escalating living costs.
  • Decreasing Payments: Alternatively, settlements may begin with larger payments that decrease over time for plaintiffs whose expenses are expected to decrease over the settlement period.
  • Delayed Payments: Some plaintiffs opt to defer payments until a later date, ensuring funds are available for anticipated needs such as retirement or medical treatment.
  • Additional Payouts for Extraordinary Expenses: Structured settlements can also include provisions for supplemental payments to cover unforeseen costs.

The plaintiff should consider all of their expected future needs as well as potential unanticipated life changes when selecting a payout structure.

The best structure will depend on factors such as the nature of the settlement, the extent of the plaintiff’s losses, and their long-term financial planning needs. Each option aims to balance immediate financial stability with sustained support over time.

How Long Does a Structured Settlement Last?

Structured settlement annuities will provide regular payments over a predetermined period, which can range from a few years to the rest of the recipient’s life. The duration will depend on the specific terms agreed upon between the plaintiff and the defendant.

Sometimes, the recipient passes away before a structured settlement period ends. To address this possibility, some agreements include provisions for a death benefit to be paid to surviving beneficiaries. This provision can ensure that the structured settlement will accommodate the financial needs of the recipient’s family.

Whether the settlement involves ongoing support for medical expenses and living costs or provides for dependents in the event of the recipient’s death, the plaintiff should take their individual circumstances and future plans into account when negotiating terms.

Taxation of Structured Settlements in Las Vegas, NV

The taxation of structured settlements hinges on the nature of the compensation received.

In personal injury claims, reimbursement for actual costs related to injuries or sickness is generally tax-exempt. Additionally, compensation for mental anguish or emotional distress related to the injury is typically tax-free. In contrast, damages awarded for emotional distress in a non-injury lawsuit may be subject to taxes.

Unlike compensatory damages, punitive damages are generally taxed, with a few exceptions for certain types of wrongful death awards.

These IRS tax rules apply to both lump-sum payments and structured settlements. For personal injury settlements arranged as annuities, both the principal and the interest are usually tax-exempt.

How Do You Get Paid in a Structured Settlement?

You can receive payments from a structured settlement after you and your lawyer negotiate terms with the defendant or their insurance company, ensuring that the arrangement will meet your financial needs. Like many recipients, you might opt to receive the funds through direct deposit into your bank account.

The funds can be deposited monthly, quarterly, semiannually, or annually. You can also set up varying payment schedules depending on your expected needs.

For example, you might negotiate a larger initial payment in order to catch up on overdue bills or cover significant expenses like the purchase of a new vehicle, with subsequent payments structured to replace lost monthly income. Alternatively, payments can start small and increase over time, providing more income as your needs change or expenses grow.

Some settlements include bonus payments in specific years to cover anticipated high expenses such as college tuition or medical procedures. Or you might opt for delayed payments, which allows you to defer receiving funds until retirement or another designated time when the income will be more beneficial.

Structured settlements are often paid through an annuity policy that guarantees payments as agreed upon. While these settlements offer financial security and tax advantages, they require careful consideration and skilled legal advice to determine the most effective structure.

Pros of a Structured Settlement

As a personal injury plaintiff, you may be faced with a choice between a lump-sum payment and a structured settlement.

While choosing the lump sum can offer a degree of immediate financial freedom, this option also has drawbacks. Structured settlements have several significant advantages that make them an appealing option for recipients:

  • Guaranteed Stability: Structured settlements are insulated from market fluctuations, with guaranteed payments offering a reliable income source regardless of economic conditions.
  • Tax-Free Income: Structured settlement payments provide a continuous stream of tax-free income, including any growth in the annuity.
  • Financial Flexibility: Recipients can customize the payment schedule to meet current and future financial needs, whether that involves covering immediate expenses or planning for long-term financial security.
  • Lifetime Payments: Structured settlements can be set up to provide income for the remainder of the recipient’s life, offering peace of mind that funds will not run out.
  • Protection for Loved Ones: Some settlements include a death benefit, providing ongoing financial support to beneficiaries should the recipient pass away prematurely.
  • Money Management: Recipients are less likely to spend funds impulsively or give in to pressure from family and friends who ask for financial assistance.
  • No Overhead Fees: Unlike many investments, structured settlements typically involve no overhead fees or expenses, allowing recipients to retain more of their funds.

These advantages underscore why many plaintiffs opt for structured settlements.

When a Structured Settlement May Not Be Right for You

When considering whether a structured settlement is right for you, you should weigh several factors.

Immediate Financial Needs

If you’re facing immediate expenses like past-due medical bills, missed mortgage payments, or unmanageable credit card debt, a lump sum settlement might be more beneficial.

A structured settlement that distributes payments over time could cause you to fall further behind in your finances. Opting for an immediate large sum can provide you with the necessary funds to address these pressing financial obligations.

Investment Opportunities

Structured settlements often involve annuities with fixed returns. These may not offer the same growth potential as you could achieve by investing a lump sum independently.

If you are comfortable with the risk of managing your own investments, you might choose a lump sum for its greater financial flexibility and growth potential.

Infrequent Access to Funds

Once you sign the agreement, the terms of the settlement are rigid and difficult to modify, which limits your ability to access additional funds when needed. This can pose challenges when you face an emergency or an unexpected expense.

Tax Implications and Administrative Fees

While structured settlements offer tax advantages, certain elements like punitive damages or some attorney fees may still be taxable. Additionally, administrative fees associated with managing annuities could impact the overall amount you receive.

Inflation and Economic Uncertainties

In many cases, structured settlements do not adjust for inflation. This can reduce the buying power of future payments.

Choosing a lump sum and investing it yourself comes with risks, but your investment also has the potential to grow over time, keeping up with inflation and meeting your evolving financial needs.

Long-Term Financial Planning

If you anticipate needing funds for changing life circumstances or uncertain future expenses, the rigid nature of structured settlements may not provide you with enough financial adaptability.

You can evaluate each of these factors under the guidance of a financial advisor to determine whether a structured settlement aligns with your immediate needs and long-term financial goals.

Find Help with a Structured Settlement in Nevada

Structured settlements offer a reliable financial strategy for those seeking stability and long-term support through legal claims. By providing a steady income stream instead of a lump sum, these arrangements reduce financial risk and enable the recipient to keep up with expenses like medical care and living costs.

We want to change the way people view lawyers, one relationship at a time.
Daven P. Cameron

Schedule the Initial Consultation Today

Consult our Las Vegas structured settlement attorney at Cameron Law for help securing your financial future. Contact us today to discuss your personal injury case and explore your legal options with confidence.

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2024-09-04
2024-07-17

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Updated:
10.13.23

The Rising Dangers of Cycling & Failure of Bike Lanes to Protect Riders

The COVID-19 pandemic produced a number of changes in our everyday lives; one of them being more people deciding to get from one place to another either by using a bicycle or walking. Sadly, as a result, according to the National Highway Traffic Safety Administration, there has been an alarming rise in cyclist accidents and deaths, and these statistics paint a frightening picture: In 2021, there were close to 1,000 bicyclists who lost their lives in traffic-related accidents, reflecting the highest number of cyclist fatalities since 1975.

Updated:
10.12.23

New Study Finds That Ride-Hail Drivers with Multiple Jobs are More Dangerous on the Roads

The driving profession itself is inherently unsafe: Ride-hail drivers (such as those who drive for Uber & Lyft), as well as taxi drivers, face a number of risks on the road, from accidents, to harassment, to injuries, and even violence. In fact, according to published statistics, more than 80 percent of ride-hail drivers feel that their work is unsafe, resulting in more than 20 percent carrying weapons in their vehicles to protect themselves.

Updated:
10.05.23

New Study Reveals Why Distracted Driving is So Much More Dangerous Than Previously Thought

According to a recent study, distracted driving is even more unsafe than previously thought. In 2021, more than 3,500 drivers in the US died in traffic accidents linked to distracted driving. While the primary source of distracted driving is the use of one’s cell phone, other dangerous activities at the top of the list include entering navigational information, eating, and engaging in other similar activities.

Updated:
09.22.23

FedEx Comes Under Scrutiny for Driver Accident Rates

FedEx has of late come under scrutiny for the number of accidents their drivers have been in, and the potential danger this poses to the general public. According to the US Federal Motor Carrier Safety Administration, the company – which employs approximately 6,000 delivery and big-rig contractors – had almost 90 fatal accidents in the US just over the last two years, and its counterpart, FedEx Express, also experienced several fatal crashes during that same period.

Updated:
09.21.23

6 Examples of Hotel Negligence in Swimming Pool Accidents

A swimming pool can be a fun and relaxing place for hotel guests, but it can also be a dangerous one. Every year there are numerous accidents in hotel swimming pools that result in serious injuries or even fatalities. Many – but not all – of these accidents are caused by hotel negligence. Hotels have a duty of care to their guests and when they fail to fulfill this duty of care, they can be held liable for any injuries that occur.Our swimming pool accident lawyer at Cameron Law assists people who got injured in swimming pools across the state of Nevada, including Las Vegas, Paradise, Spring Valley, Henderson, and the surrounding area.

Updated:
09.15.23

8 Common Injuries in Truck Accidents

Truck accidents can be devastating and life-changing events. The impact of a truck accident can cause serious injuries that require expensive medical attention and lengthy recovery time. Unfortunately, these accidents are becoming more frequent, and many people are not aware of the common types of injuries that can occur.

Updated:
09.14.23

“Trapped Under Trucks”: Dangerous Underride Crashes

Underride crashes occur when a smaller compact car slides partly under the side or back of a commercial truck between the wheels during a collision. These accidents can lead to devastating injuries, including traumatic brain injuries, serious head and neck injuries, PTSD, and even death for those in the compact cars due to the vehicles’ relative height differences and the point of impact failing to engage certain safety features on compact cars, such as the airbags. It is rare for minor injuries to occur as a result of underride crashes; Many end up having to go on disability after these accidents; and file lawsuits not only against the driver, but the delivery company, and other companies involved, such as Amazon.

Updated:
09.08.23

Uber Under Fire for Negligence & Harming Passengers

Uber is once again under fire after a 21-year passenger was abandoned on a busy highway by one of the company’s drivers and eventually killed. Reports indicate that the passenger was in the Uber with five other passengers when the driver had to pull over to let one of them out. The driver then reportedly proceeded to leave the scene without the passenger reentering his vehicle, leaving him disoriented on the highway, where he was later struck and killed while walking in the fast lane. According to Uber, the driver did go back to the area where the passenger was left, but he could not locate the passenger.

Updated:
09.07.23

“Death by Design” How America’s Cars are Deadly to Pedestrians

Unfortunately, pedestrian accidents are on a steep incline in large part due to two key factors: vehicles becoming much bigger and heavier (with terrible visibility), and more and more people living in areas with more dangerous roads. In 2022, more than 7,500 pedestrians were killed on U.S. roads, reflecting the highest rate in the last 40 years. And while it is tempting to treat these tragedies on an individual, case-by-case basis, in fact, they are part of a larger general problem that is placing people in danger.

Updated:
09.01.23

Herbal Supplement Kratom Subject of Product Liability & Wrongful Death Claims

A new herbal supplement product that is largely unregulated has been linked to a number of deaths and lawsuits just within the last few months: Kratom, or Mitragyna speciosa, is a plant with origins in Southeast Asia that is commonly sold in U.S. stores, gas stations, bars and other locations. According to the Food and Drug Administration, almost two million Americans were reported to use the herb as of 2021, which can be ingested in powder form or by drinking beverages made from the herb.

Updated:
08.25.23

“A Dangerous Combination”: Teenagers Experiencing Fatal Accidents on E-Bikes

There have been a shocking number of teen victims of e-bike accidents of late, calling attention to a serious public health and safety issue that needs to be addressed. Even though a number of these e-bikes have maximum speeds built in of 20 mph, given that they are used on busy roads with 55 mph limits in some cases, they can be hit by cars and thrown violently, which happened to one young teen recently. Even though he was wearing a bike helmet, he sustained violent head injuries, and died from the accident.Sadly, these incidents aren’t unique at all; In fact, they appear to be happening quite frequently in cities and states around the country, including here in Las Vegas. Three days after this young man’s death, yet another teenager was taken to the hospital after the e-bike he was riding collided with a car.

Updated:
08.24.23

New Study Documents Link Between TBIs & Suicide, Especially for Veterans

Traumatic brain injuries (TBIs) TBIs are the result of serious or repeated hits to the head, resulting in brain damage. They are both physical injuries, but also emotional and mental as well, which can ultimately lead to other medical issues, such as self-harm and substance abuse. The link between TBIs and suicide, and the lifelong consequences of TBIs, can be severe, however, they have not received enough attention from doctors until the last decade, and this is especially important for the more than 450,000 service members who were diagnosed with a TBI within the last two decades.

Updated:
08.18.23

Roller Coaster & Amusement Park Injuries & Deaths

Every year, amusement park rides injure and kill a number of people, including kids, here in Las Vegas. Injuries from these rides can be traumatic, and recently included one six-year-old who fell under a roller coaster track from high above. The incident happened only days after another incident with a roller coaster, in which the ride unexpectedly froze near the top, and a month after a number of accidents that occurred on the July 4th holiday, where a number of riders were reportedly stuck on broken roller coasters; some hanging upside down, or stuck on spinning rides that wouldn’t stop, or even subject to rides that started to crack after support beams fell out of place.

Updated:
08.17.23

Can You Sue an Unlicensed Driver in Nevada?

While most accidents are caused by drivers who are licensed and have insurance, some are caused by unlicensed drivers who may not have the financial means to pay for damages or injuries sustained in the accident. The thought of being involved in an accident with someone who is unlicensed can be scary, but it is not uncommon in Nevada, which is home to thousands of unlicensed drivers.

Updated:
08.11.23

What are the Common Causes of Swimming Pool Accidents?

What Are the Common Causes of Swimming Pool Accidents?

Updated:
08.10.23

Do You Have a Case Against the Hotel or Casino? Answer These 3 Questions

If you have experienced an injury or suffered damages while staying at a hotel or casino, you may be wondering if you have a case. It can be difficult to determine whether you have a legitimate legal claim against either of these two establishments.

Updated:
08.04.23

Who is Liable When You Get Doored on Your Bicycle?

Who Is Liable When You Get Doored On Your Bicycle?

Updated:
08.03.23

What to Do After a Hotel Accident to Get Compensation?

Staying in a hotel is supposed to be a relaxing experience, but accidents can still happen. Whether it’s a slip and fall, a malfunctioning elevator, or an allergic reaction caused by something in your room, it’s important to know what to do after a hotel accident to protect yourself and your rights.

Updated:
07.17.23

Common Injuries Motorcycle Riders Suffer in Accidents

Riding a bike can be a liberating experience. However, operating a motorcycle is also a risky activity that can lead to serious and potentially life-threatening injuries. In case of an accident, motorcycle riders are particularly vulnerable to getting hurt because they are not protected by seatbelts, airbags, and metal.

Updated:
07.16.23

8 Signs Your Loved One is Being Abused in a Nursing Home

Placing a loved one in a nursing home can be a heartbreaking decision to make. You want to make sure that they are being taken care of and receive professional care during their stay in the facility.However, it is not uncommon for elders to be subjected to abuse in nursing homes. Nursing home abuse can be physical, emotional, or sexual. It is important to know the warning signs of abuse to protect your loved one from harm.If you believe that your loved one has been a victim of abuse in a nursing home, reach out to Cameron Law. Our nursing home abuse lawyer helps families save their loved ones from harm while in a nursing home, seek justice, and hold abusers and the facility accountable.

Updated:
07.13.23

Can a Building Code Violation Be Basis for a Premises Liability Claim?

Property owners and landlords are responsible for keeping their properties safe for tenants and visitors. One way to ensure this safety is to comply with building codes and regulations. However, not all property owners prioritize the safety of their tenants over their own financial interests. This can lead to building code violations that can result in serious injuries and financial loss.

Updated:
07.07.23

My Personal Injury Claim Was Denied: What Can I Do?

Sustaining an injury due to someone else’s negligence can be emotionally and financially devastating. This is why most people turn to insurance companies to receive compensation for their losses.

Updated:
06.27.23

Is It Legal to Drive While Talking on a Phone in Nevada?

With the ever-increasing use of smartphones in our lives, it is no surprise that distracted driving has become a significant problem on the road. While many drivers may not realize it, Nevada law prohibits a driver from engaging in certain activities while driving, particularly talking on a phone using a handheld device. If you were involved in an auto accident when the other driver was talking on the phone, that driver might be at fault for causing the accident because he/she was distracted.

Updated:
06.23.23

What to Do if an Insurance Company Calls You After a Car Accident?

CAR ACCIDENT? Every year, thousands of people in North Las Vegas and other parts of Nevada are involved in car accidents. Although the collision itself can be a traumatic experience, the aftermath can be even more stressful when dealing with an insurance company. When an insurance company calls you after a car accident, you need to know your rights and how to handle the situation. Contact a car accident lawyer at Cameron Law to get professional and competent guidance in dealing with the insurance company.

Updated:
06.22.23

My Child Was Injured In A Scooter Accident: What To Do?

Scooters have become increasingly popular among children in recent years, but with this popularity comes the risk of injury. As parents, it is our responsibility to ensure our children’s safety, but accidents can happen. If your child has been injured in a scooter accident, it can be a stressful and traumatic experience.

Updated:
06.15.23

How to File a Lawsuit Against a Casino?

Casinos in Las Vegas are a draw for visitors from other states and countries. While casinos are fun places to hang out, they can also be dangerous. Injuries in a casino can be caused by slips and falls, collisions with other patrons, or even by equipment malfunctioning.

Updated:
06.14.23

Can You Seek Compensation After a Car Accident if You Weren't Wearing a Seatbelt?

While motorists and their passengers in Nevada are legally required to wear a seatbelt at all times, many people do not buckle up. Failing to wear a seatbelt may increase the risk of injuries and complicate your ability to obtain compensation.

Updated:
06.09.23

Can You Sue Your Offender for Assault if They Were Found "Not Guilty"?

Assault is a criminal offense that can lead to serious and lifelong physical and emotional injuries to the victim. The criminal justice system is designed to prosecute offenders and punish them accordingly. However, many victims of assault want more than just criminal justice. They also want to recover damages from the offender who caused their injuries.

Updated:
06.08.23

How to Prove Negligence in a Product Liability Case?

Defective products often cause serious injuries or even death. When you are injured by a defective product, you have the right to file a product liability claim against various parties, including the manufacturer, distributor, and seller of that product.

Updated:
06.02.23

7 Potentially Disastrous Mistakes to Avoid After a Car Crash

Car crashes can be traumatic experiences, not to mention that they can cause significant physical, emotional, and financial damage. If you are involved in a car accident, you need to know what to do and – more importantly – what mistakes to avoid. Even a small misstep after an accident can lead to disastrous consequences and negative outcomes.Our car accident lawyer at Cameron Law can guide you through the claims process and ensure that your rights are protected when pursuing your personal injury claim.

Updated:
06.01.23

Driver Fatigue as a Factor in Truck Accidents

Truck accidents are serious, and they can cause significant damage, injuries, or fatalities. A large number of truck accidents can be attributed to driver fatigue. Driver fatigue is a prevalent factor in accidents involving commercial vehicles because drivers often push themselves to the limits in an attempt to earn more.

Updated:
05.26.23

Who is Responsible for Swimming Pool Accident Injuries?

Swimming pools can be fun and relaxing. Unfortunately, it is possible to suffer injuries in a swimming pool if the property owner or other parties are negligent. While most swimming pool accidents are minor, some can result in severe injuries or even death. If you recently sustained an injury in a swimming pool accident, you might wonder who is responsible for the accident.At Cameron Law, our swimming pool accident lawyer helps people who were injured in swimming pools obtain the compensation they deserve and hold negligent or careless parties accountable.

Updated:
05.25.23

Can You Get Reimbursed for Your Rental Car After a Car Crash?

Car accidents can be a hassle, especially when it comes to getting a rental car while your vehicle gets repaired. One of the biggest questions people ask is whether they can get reimbursed for the cost of renting a car. The answer varies, depending on your insurance coverage and who was at fault for the accident.

Updated:
05.19.23

Who is Responsible for Drowning or Near Drowning in a Swimming Pool?

Drowning or near drowning is a scary experience that can have life-altering consequences. It is something that can happen to anyone, regardless of age or swimming ability. The causes of drowning and near drowning in a swimming pool can vary, but one crucial question people ask is, “Who is responsible?”

Updated:
05.18.23

6 Possible Complications from a Dog Bite

A dog bite can be more than just a minor annoyance. It has the potential to cause serious long-term complications. Whether you are an adult or a child, being bitten by a dog can lead to severe physical and emotional consequences. Being aware of these complications can help you seek appropriate medical attention and avoid unnecessary suffering.

Updated:
05.11.23

Dos and Don’ts When Dealing with an Insurance Company After an Accident

After being involved in an accident, the process of dealing with an insurance company can be daunting. It is important to know what steps to take—and which steps to avoid—in order to ensure you are treated fairly and get the compensation you deserve.

Updated:
05.05.23

What are the Most Common Types of Rear-End Crash Injuries?

Rear-end crashes are among the most common types of car accidents, and they often result in a wide range of injuries. The sudden impact of one vehicle colliding with another from behind creates a significant force that can lead to severe and long-lasting consequences for the driver and passengers of the impacted vehicle.

Updated:
05.04.23

The Most Common Types of Construction Site Accidents

Construction sites are inherently dangerous places. Every day, workers are exposed to hazardous conditions that can lead to serious injury or even death. Knowing the most common types of accidents and how to prevent them is essential for anyone working in this field.

Updated:
04.27.23

When to Call a Car Accident Lawyer

Car accidents can happen to anybody at any time. Even if you are a careful and alert driver, there is always a chance that someone else might be negligent or reckless on the road, and you could end up being the victim of a car accident. If you have been injured in an auto accident, you might be wondering if you should hire a car accident lawyer.

Updated:
04.21.23

5 Common Types of Abuse in Nursing Homes

The decision to place a loved one in a nursing home can be difficult, but it’s often necessary to ensure their safety and care needs are met. Unfortunately, nursing home abuse can and does happen, with perpetrators ranging from staff members to other residents. According to the Centers for Disease Control, there are an estimated 1.3 million residents in nursing homes and long-term care facilities across the United States.If you suspect that your loved one was a victim of abuse while staying in a nursing home in Las Vegas, Henderson, Spring Valley, or other parts of Nevada, reach out to Cameron Law immediately. Our nursing home abuse lawyer can help you fight for justice and seek the compensation to which you and your loved one are entitled.

Updated:
04.20.23

Does Premises Liability Cover Wrongful Death

The death of a loved one due to the negligence or recklessness of another party can be heartbreaking. It can also leave families with a financial burden as well as emotional pain. If the death was due to the negligence or recklessness of a property owner, you might be able to bring a premises liability claim against that person.

Updated:
04.05.23

Filing a Product Liability Claim? Prepare for These 5 Defenses

Filing a product liability claim can be a complicated matter. Just because you think you have a case doesn’t necessarily mean that obtaining compensation will be easy, as defendants in these cases often use certain defenses to try and avoid liability. If you are considering filing a product liability claim, it is important to become familiar with the common defenses used by defendants so that you can be prepared for any potential arguments they may make.

Updated:
03.30.23

Who is Liable in a Construction Accident?

Construction accidents are unfortunately common, and it is important to understand who may be held liable for any damages that result. Construction workers have one of the most dangerous jobs in the United States, with falls from heights being the leading cause of work-related fatalities in construction, according to the Centers for Disease Control.But who can be held liable when a construction accident occurs? Depending on the circumstances of the accident, there may be multiple potentially responsible parties. If you or your loved one was hurt on a construction site, contact our construction accident lawyer at Cameron Law to discuss the details of your case.

Updated:
03.24.23

Can You Use Your Cell Phone at a Red Light?

Despite the known risks associated with distracted driving, many people still use their cell phones while behind the wheel. According to the Centers for Disease Control, an estimated nine Americans are killed every day in accidents that reportedly involve a distracted motorist.

Updated:
03.23.23

Is Lane Splitting Illegal in Nevada?

Lane splitting is the practice of driving a motorcycle between lanes of traffic that are moving in the same direction. This practice is popular among motorcyclists, as it allows them to move more quickly through congested areas.

Updated:
03.17.23

How Long After a Wrongful Death Can You Sue?

Losing a loved one is an incredibly difficult and heartbreaking experience. This tragedy can be compounded if the death was due to someone else’s negligence or extreme recklessness. If you believe that your loved one’s death was wrongfully caused, you may have the right to file a wrongful death lawsuit and seek compensation for damages.

Updated:
03.16.23

Common Types of Back Injuries from Car Accidents

A back injury is one of the most common – and dangerous – types of injury suffered by victims of car accidents. If you’ve been injured in an automobile accident, it’s important to understand the most common types of back injuries so that you can get the treatment and care you need.

Updated:
03.10.23

Who Will Pay My Medical Bills After a Car Accident in Nevada?

A car accident can be a traumatic experience, and the last thing you want to worry about is how you’re going to pay your medical bills. Fortunately, however, there may be several options to get your medical bills paid following an automobile accident in Nevada.

Updated:
03.09.23

How Do Nevada Courts Calculate Pain And Suffering Damages?

If you have been injured in an accident, you may be entitled to compensation from the responsible party. This compensation can include payment for medical costs and other out-of-pocket expenses, as well as damages for pain and suffering. However, it is important to understand how Nevada courts calculate these damages before pursuing a claim.

Updated:
03.02.23

How to Prove a Traumatic Brain Injury (TBI) Case After an Accident?

Traumatic brain injury (TBI) cases can be challenging to prove, especially when the accident was caused by someone else’s negligence. If you or someone you know has been in an accident that resulted in a TBI, it is important to understand the steps involved in proving such a case.

Updated:
02.23.23

How to Prove a Traumatic Brain Injury (TBI) Case After an Accident?

Traumatic brain injury (TBI) cases can be challenging to prove, especially when the accident was caused by someone else’s negligence. If you or someone you know has been in an accident that resulted in a TBI, it is important to understand the steps involved in proving such a case.

Updated:
02.23.23

Can You Sue a Drunk Driver Even if They Were Not Charged with DUI in Nevada?

If you have been injured in a car accident that involves a drunk driver, you may be wondering whether it is possible to sue the driver for damages. The answer depends on the laws of the state where the accident occurred. In Nevada, it is possible to sue a drunk driver for your injuries even if they were not charged with DUI or found not guilty.Our compassionate and results-driven attorney at Cameron Law provides legal counsel to victims of drunk driving accidents in Las Vegas and other parts of the state, including Henderson, Spring Valley, and Paradise. Contact our office today to discuss whether or not you can sue a drunk driver if he/she was not charged with DUI or was found “not guilty” in their criminal case.

Updated:
02.22.23

How Long Does a Personal Injury Case Take in Nevada?

When you’ve been injured due to someone else’s negligence in Nevada, you may be unsure of the legal process and how long it might take to receive compensation. The length of a personal injury case can vary significantly depending on many factors, including the state laws and how complex the case is.

Updated:
02.16.23

Who Can You Sue if Your Child is Injured in a School Bus Accident?

School bus accidents are rare, but they can happen. And when they do, the consequences can be severe, especially for children who are injured in the crash. If your child has been hurt in a school bus accident in Nevada, you may be wondering who can be held responsible and whether you can bring a lawsuit to recover compensation for medical bills or other costs associated with the accident.

Updated:
02.15.23

Who Can Bring a Wrongful Death Lawsuit in Nevada?

The death of a loved one is devastating, and when it is due to the negligence or wrongdoing of another person, the loss can be even more difficult to bear. Fortunately, Nevada law allows certain individuals to file a wrongful death lawsuit against the responsible parties.

Updated:
02.09.23

Can You Sue a Bar, Nightclub, or Restaurant for a Drunk Driving Crash in Nevada?

If you’ve been injured in a drunk driving accident, you may be wondering who is responsible for the damages caused by the minor’s intoxication. Below, we will discuss dram shop liability in Nevada and what it means for those involved in a drunk driving accident. If you or someone you love has been injured in an automobile crash caused by an intoxicated individual, contact our drunk driving accident lawyer at Cameron Law. We serve clients in Henderson, Las Vegas, Paradise, and Spring Valley

Updated:
02.02.23

Car Accidents are Rising — and the U.S. Stands as a Global Outlier

Car Accidents Are Rising—And The U.S. Stands As A Global Outlier

Updated:
01.24.23

Motorcyclists Face Unique Risks: 80 Percent of Accidents Result in Injuries to the Rider

Motorcyclists face heightened safety risks. The National Highway Traffic Safety Administration (NHTSA) Motorcycle Safety Program cites an alarming figure: “80 percent of motorcycle crashes result in injury or death.” Motorcyclists are far more likely to be seriously injured or killed in a collision than occupants of other vehicles. In this blog post, our Paradise motorcycle accident attorney highlights the unique safety risks that riders face and explains the steps that you should take if you are involved in a crash in Nevada.

Updated:
01.20.23

Attendees Sue TwitchCon over Foam Pit Injuries

TwitchCon is like a Comicon for gamers, apparently. The popular social media site, Twitch, is used primarily by those who live stream their gaming. The event was held in San Diego and featured an interactive display in which a thin layer of foam cubes were placed over concrete. Attendees were invited to battle one another with foam weapons and attempt to knock each other off of raised platforms. The goal was to effectively knock their opponent off of their platform. That was how you won. Unfortunately, the losers ended up with more than just bruised pride. Some of the losing participants ended up with spinal injuries and, as a result, two have now filed a lawsuit against Twitchcon. Needless to say, both plaintiffs signed waivers prior to their injury.

Updated:
11.28.22

How a Demand Letter Can Move Your Personal Injury Claim Forward

An accident can happen when you least expect it. The Centers for Disease Control and Prevention (CDC) reports that an estimated 35 million people make injury-related emergency room visits nationwide each year. When someone is harmed due to the negligence—careless or reckless conduct of another party—they have the right to pursue compensation for the at-fault party.

Updated:
11.03.22

When is a Las Vegas Business Liable for a Slip and Fall Accident?

The National Floor Safety Institute reports that more than one million people nationwide seek professional medical care for slip and fall accident injuries annually. In Nevada, a business may be legally liable for a slip and fall accident—but they are not automatically assigned blame for an injury that occurs on their premises. In this article, our slip and fall accident attorney explains what you need to prove to hold a business legally liable for a slip and fall in Nevada.

Updated:
10.27.22

What You Should Know About Rear-End Collisions in Nevada

Were you involved in a rear-end accident in Clark County? You are far from alone. According to the data cited by the Federal Highway Administration (FHWA), nearly one-third of car accidents reported in the U.S. are rear-end collisions. It is imperative that you understand your rights, responsibilities, and legal options after a major crash. Here, our car accident attorney discusses the most important things that drivers should know about rear-end crashes in Nevada.

Updated:
10.26.22

Las Vegas Road Rage Accidents

Have you witnessed road rage? If so, you may know how scary it can be and how out of hand it can go. Road rage may start with some honking and yelling, but it may escalate to situations involving reckless and intentionally harmful driving. In one recent Las Vegas road rage incident, one vehicle ended up being flipped over entirely. Road rage is especially troubling as a form of potential harm, because it is so far outside of your control as a driver. Often, you are simply around the wrong driver at the wrong time. You may be doing something as “egregious” as going the speed limit, and all of a sudden you may find yourself playing defense in a game that had no reason to exist in the first place. If you have suffered injuries as a result of a road rage accident, there are ways to hold the other party accountable.

Updated:
10.13.22

Las Vegas Pedestrian-Vehicle Accidents

If you thought your wallet was the most at-risk thing in Las Vegas, you would be wrong. It’s actually pedestrians. Between the high instances of drunk driving and speeding, along with the high number of pedestrians in Las Vegas, people face a high risk of being hit by cars and other vehicles. Hit-and-run accidents are also a common and problematic occurrence that can present unique legal issues for pedestrians hit by vehicles who then flee the scene. If you are a pedestrian who has suffered serious injuries after being hit by a vehicle in Las Vegas, you are not alone. In fact, there have been numerous headlines about pedestrians killed or seriously injured in vehicle crashes in Las Vegas just this month. If you need help getting compensation to get the medical care that you need to recover from these injuries, a pedestrian accident lawyer can help.

Updated:
10.07.22

What to Do After a Las Vegas Car Accident

Have you been in a car accident in Las Vegas? If so, it may be hard to think clearly. Car accidents can be completely catastrophic, both physically and financially. While you may not be able to stop a car accident from happening, you can at least control your reaction in the aftermath. It’s important to know what steps to take following an accident to ensure that you will be able to bring a successful claim and recover for any damages that result.

Updated:
10.06.22